I'm poking through my librarything list, although I'll also plug Brennan's Demon series, which includes both ordinary and magical people working together.
_My Boyfriend Is a Monster_, Evonne Tsang (graphic novel).
_Things That Are_, Andrew Clements -- Not really urban fantasy because there is only one magic/science fictional mcguffin, but two of the books center on kids who don't get the magical device.
Joseph Bruchac has lots of books with ordinary kids facing monsters; the ones I've read are borderline young YA: _The Skeleton Man_, _The Dark Pond_ are two I've read recently.
_Team Human_ (Larbalestier & Brennan) will probably qualify, but I haven't got hold of it yet. It looks like a book directly written for your specification -- urban fantasy world with vampires and stuff, but the main character is just standard human.
Although really, Meg's tessering with C.W. is a bit of magical powers, so even _Wrinkle In Time_ doesn't quite fit.
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_My Boyfriend Is a Monster_, Evonne Tsang (graphic novel).
_Things That Are_, Andrew Clements -- Not really urban fantasy because there is only one magic/science fictional mcguffin, but two of the books center on kids who don't get the magical device.
Joseph Bruchac has lots of books with ordinary kids facing monsters; the ones I've read are borderline young YA: _The Skeleton Man_, _The Dark Pond_ are two I've read recently.
_Team Human_ (Larbalestier & Brennan) will probably qualify, but I haven't got hold of it yet. It looks like a book directly written for your specification -- urban fantasy world with vampires and stuff, but the main character is just standard human.
Although really, Meg's tessering with C.W. is a bit of magical powers, so even _Wrinkle In Time_ doesn't quite fit.